Working with farm businesses Australia-wide · Regular farm visits on the east coast0412 759 847 · nick@farmcfo.com.au
A paddock at sunset
Forbes and district

Farm budgets and bank packs in Forbes

Farm CFO works with livestock and mixed farming businesses across the Lachlan, by phone and video, with regular farm visits on the east coast.

Working with producers around Forbes


Around Forbes most livestock runs alongside cropping, with prime lambs, Merinos and cattle sharing the place with wheat and canola. When the crop and the stock both have to fit one overdraft, the budget needs each enterprise set out on its own so the bank can see which one carries the business.

Call 0412 759 847 for this month's dates. If your bank review is coming up, book about six weeks ahead so the pack is ready before the meeting.

Piggeries · Cattle · Sheep

Nearby towns we work with

  • Parkes
  • Condobolin
  • Eugowra
  • Grenfell
  • West Wyalong
  • Bogan Gate
  • Trundle

We also work with clients Australia-wide by phone and video.

Our services

Services and fees


A farmer pointing across a paddock with hay bales

Farm Health Check

$850 + GST ($935 incl. GST)

Three years of your financials turned into the ratios a credit team checks, with a written report.

  • Debt against what you own (LVR) and equity
  • How well profit covers interest
  • Cost of production per kg of pork, beef or lamb
  • Six-page report and a one-hour call
Learn more
A paddock at sunset

Bank Review Pack

$1,850 + GST ($2,035 incl. GST)

Everything the bank asks for at the annual review, done before they ask.

  • Budget for each enterprise
  • Monthly cashflow to the next review
  • Poor-season and price-drop tests
  • Debt schedule and statement of position
Learn more
Merino sheep in dry yards with gum trees behind

Farm Optimiser

$3,100 + GST ($3,410 incl. GST)

A one-month deep dive to find the profit leaking out of the business, then recommendations and training to fix it.

  • Every expense line reviewed against production
  • Cost of production per kg, enterprise by enterprise
  • Operating practices walked through with you
  • Balance sheet and debt structure review
Learn more
A gravel road running between paddocks under a wide sky

Season Partner

$3,900 per year + GST ($4,290 incl. GST)

The Bank Review Pack, then three check-ins through the year against what actually happened.

  • The Bank Review Pack
  • Three budget-against-actual check-ins
  • A cashflow review before your main sales
  • Paid half-yearly
Learn more
Sheep grazing on the slopes in late afternoon light

Farm CFO

$800 per month + GST ($880 incl. GST)

Your farm's CFO, part-time. Monthly numbers, a rolling cashflow and someone beside you at the bank.

  • Monthly management accounts from your Xero
  • Rolling 12-month cashflow, budget against actual
  • A monthly call
  • One on-farm visit each year
Learn more
A gravel road running between paddocks under a wide sky

Talk to Nick about your next bank review

We work with farm businesses Australia-wide by phone and video, with regular farm visits on the east coast. Get in touch for a no-obligation chat about what you need and what it would cost.