For established farms, farms adding a new enterprise and people getting into farming. From a one-off review of your numbers to a part-time CFO for the business. Every fee is fixed and confirmed in writing before work starts.
$850 + GST ($935 incl. GST)
Three years of your financials turned into the ratios a credit team checks, with a written report.
$1,850 + GST ($2,035 incl. GST)
Everything the bank asks for at the annual review, done before they ask.
$3,100 + GST ($3,410 incl. GST)
A one-month deep dive to find the profit leaking out of the business, then recommendations and training to fix it.
$3,900 per year + GST ($4,290 incl. GST)
The Bank Review Pack, then three check-ins through the year against what actually happened.
$800 per month + GST ($880 incl. GST)
Your farm's CFO, part-time. Monthly numbers, a rolling cashflow and someone beside you at the bank.
A budget for the new enterprise beside the existing one, and the cashflow through the build-up. Quoted as project work.
A realistic start-up budget and cashflow before you commit. Quoted as project work, with free guides to start.
All fees are shown excluding GST, with the GST-inclusive amount underneath.
| Service | What's included | Fee |
|---|---|---|
| Farm Health Check | Debt against what you own (LVR) and equity. How well profit covers interest. Cost of production per kg of pork, beef or lamb. Six-page report and a one-hour call. Credited in full if you book more work within 60 days. | $850 + GST$935 incl. GST |
| Bank Review Pack | Budget for each enterprise. Monthly cashflow to the next review. Poor-season and price-drop tests. Debt schedule and statement of position. Two-page covering note for the credit team. Book six weeks before the review. | $1,850 + GST$2,035 incl. GST |
| Farm Optimiser | Every expense line reviewed against production. Cost of production per kg, enterprise by enterprise. Operating practices walked through with you. Balance sheet and debt structure review. Written recommendations ranked by dollar value. Two training sessions for you and your team. Run by phone and video over four weeks. An on-farm visit can be added, with travel charged at cost and quoted first. | $3,100 + GST$3,410 incl. GST |
| Season Partner | The Bank Review Pack. Three budget-against-actual check-ins. A cashflow review before your main sales. Paid half-yearly. | $3,900 per year + GST$4,290 incl. GST |
| Farm CFO | Monthly management accounts from your Xero. Rolling 12-month cashflow, budget against actual. A monthly call. One on-farm visit each year. The annual bank pack, and support at bank meetings. Limits and covenants watched. | $800 per month + GST$880 incl. GST |
| Project work | New enterprise budgets, start-up budgets for new farmers, land purchases, piggery expansions, lease or buy decisions, restructures. | Quotedbefore work starts |
The Farm CFO retainer includes one on-farm visit a year. Visits on the east coast are arranged as needed. Further afield, travel is charged at cost and quoted first. Equipment finance is available through Levelhead Business Advisors; see equipment finance.
We work with farm businesses Australia-wide by phone and video, with regular farm visits on the east coast. Get in touch for a no-obligation chat about what you need and what it would cost.
