Most farm budgets get written for the bank and never looked at again. Season Partner keeps yours working through the year, with three check-ins and a review before your main sales.
It starts with the full Bank Review Pack. Then, three times through the year, we take your actual figures from Xero or your accountant and set them against the budget. You get a one-page summary of what's ahead, what's behind and what it means for the cash.
Before your main sales, whether that's weaners in autumn, the wool clip or the lamb run, we update the cashflow so you know what the overdraft will look like when the cheque arrives and what you can commit to beforehand.
When the next review comes round you already have a year of budget-against-actual to show the bank. That track record is what moves a lender's view of you as a manager.
The full pack, as described on its own page.
Budget against actual, a one-page summary and a call each time.
The cashflow updated before your biggest income month.
Related: Farm CFO retainer · Bank Review Pack
In two halves, $1,950 plus GST at the start and the same again six months later.
Yes, at any time. What you've already paid for the current half-year comes off the first months of the retainer.
$850 + GST ($935 incl. GST)
Three years of your financials turned into the ratios a credit team checks, with a written report.
$1,850 + GST ($2,035 incl. GST)
Everything the bank asks for at the annual review, done before they ask.
$3,100 + GST ($3,410 incl. GST)
A one-month deep dive to find the profit leaking out of the business, then recommendations and training to fix it.
We work with farm businesses Australia-wide by phone and video, with regular farm visits on the east coast. Get in touch for a no-obligation chat about what you need and what it would cost.
