How the bank looks at your farm
See your farm the way a credit team does: the annual review, the main ratios, covenants, what goes in a review pack and when to call.
Who it's for: Pig, cattle and sheep farmers with a bank loan or overdraft who want the annual review to be shorter and less stressful.
Lessons
By the end you'll be able to
- Know what the annual review is for and plan for the due date
- Work out interest cover, debt service cover, LVR and equity from your own figures
- Find your covenants and check where you stand against them
- Put together a review pack and know when to talk to the bank
Each lesson has a short read, a worked example on an invented farm and three quick questions. Finish them all for an optional certificate of completion. Free, no sign-up, not nationally accredited.
Want this done on your own figures?
The course explains how it works. If you'd rather have it done on your farm's real numbers, that's what our Bank Review Pack is for.
Talk to Nick about your next bank review
We work with farm businesses Australia-wide by phone and video, with regular farm visits on the east coast. Get in touch for a no-obligation chat about what you need and what it would cost.