Working with farm businesses Australia-wide · Regular farm visits on the east coast0412 759 847 · nick@farmcfo.com.au
Farm CFO by Clunes RuralCall 0412 759 847
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Farm CFO by Clunes Ruralfarmcfo.com.au · 0412 759 847
Before we start

Document checklists

What we need from you for each service, and where to find each document. Print the one for your service, tick it off and send what you have.

Farm Health CheckThree years of numbers and a few production figures are enough for the ratios and the six-page report. Send them within three business days of booking.View the checklist · PDF
Bank Review PackThis list covers what Farm CFO needs to build the pack and what most lenders ask for at an annual review. Start gathering it six weeks before the review date.View the checklist · PDF
Farm OptimiserFarm Optimiser checks every cost line against what the farm produced, so it needs the detail behind the accounts as well as the accounts. Week 1 starts once most of this is in.View the checklist · PDF
Season PartnerSeason Partner starts with the Bank Review Pack, so the first step is the Bank Review Pack list. After that, each check-in needs a short update.View the checklist · PDF
Farm CFO retainerThe retainer needs a one-off set-up, then a short monthly routine. Monthly items are due by the 10th so the numbers are ready for the call.View the checklist · PDF
Adding a new enterpriseBudgeting a new enterprise needs the current business first, then everything known about the new one. Quotes and offers in writing make the budget much stronger with a lender.View the checklist · PDF
Getting into farming (start-up budget)A start-up budget starts with your own money and the farm you're looking at. A lender will later ask for the same things, so gathering them now saves doing it twice.View the checklist · PDF

How to send your documents

  • Send documents for every entity: each company, trust or partnership, and each owner or guarantor.
  • Three years means the last three finalised financial years.
  • A shared Google Drive or OneDrive folder works best. For Xero or MYOB, add Nick as an adviser user rather than exporting reports.
  • Black out tax file numbers. Farm CFO doesn't need them.
  • Missing something? Send what you have and note the gap. It won't hold the work up.