RIC loans step by step
Understand who the Regional Investment Corporation is, which loan fits, the basic tests, the documents and how an application runs.
Who it's for: Farm families thinking about a RIC loan who want to know what's involved before they start the form.
Lessons
By the end you'll be able to
- Explain how a RIC loan sits beside your bank loan
- Pick the RIC loan that matches your situation
- Check the basic eligibility tests
- Gather the documents and plan the timing
Each lesson has a short read, a worked example on an invented farm and three quick questions. Finish them all for an optional certificate of completion. Free, no sign-up, not nationally accredited.
Want this done on your own figures?
The course explains how it works. If you'd rather have it done on your farm's real numbers, that's what our Talk to us about a RIC application is for.
Sources
- Regional Investment Corporation, Our loans
- Regional Investment Corporation, Drought Loan
- Regional Investment Corporation, AgriStarter Loan
- Regional Investment Corporation, Farm Investment Loan
- Regional Investment Corporation, AgBiz Drought Loan
- Regional Investment Corporation, Drought Hardship Loan
- Regional Investment Corporation, RIC variable interest rate change from 1 August 2026
- Regional Investment Corporation, What is commercial debt?
- Regional Investment Corporation, Loan document checklist (April 2026)
- Regional Investment Corporation, What is a drought management plan?
- Regional Investment Corporation, How to apply
- Regional Investment Corporation, RIC loan pathway
- Regional Investment Corporation, Contact us
- DAFF, Rural Financial Counselling Service
Talk to Nick about your next bank review
We work with farm businesses Australia-wide by phone and video, with regular farm visits on the east coast. Get in touch for a no-obligation chat about what you need and what it would cost.