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Checklist · When you're eyeing a block

Before you buy land

The questions to answer before you bid on a block, so the price, the finance and the farm all line up.

The land

DoneItem
Carrying capacity in DSE or head, in an average and a poor season
Water: dams, bores, licences and how reliable they are
Fencing, yards, sheds and access, and what needs spending in the first two years
Soil, pasture and weed condition
Zoning, easements and any restrictions on the title

The price

DoneItem
Recent sales of similar blocks nearby, per hectare and per DSE
Transfer duty and buying costs, checked with your state revenue office
Whether a lease or agistment would do the same job for less

The finance

DoneItem
How much the bank will lend against it, and what deposit you need
The gross margin the block needs to cover its repayments
Your whole-farm cashflow with the new repayments in it
What happens if prices fall or the season is poor in the first two years

Advice

DoneItem
Your solicitor to check the contract and title
Your accountant on the structure and tax
An independent valuation if the price looks high

Checked 26 October 2026. General information only. It doesn't take account of your circumstances and isn't tax, legal or credit advice. Farm CFO is a business name of Levelhead Capital Pty Ltd (ABN 15 703 134 918). farmcfo.com.au · 0412 759 847

Want a hand with it?

Read Buying the neighbour's block, or talk to us about the Talk to us about a land purchase.