Know your position
| Done | Item |
|---|
| Feed on hand and days of feed left for each mob |
| Water supply for each paddock and how long it lasts |
| Bank balance, overdraft limit and the lowest month in your cashflow |
| Repayments due in the next six months |
Set your trigger dates
| Done | Item |
|---|
| The date by which, without rain, you start selling or agisting, and which stock go first |
| The feed price above which you sell rather than feed |
| The bank balance at which you call your bank manager |
Run the numbers
| Done | Item |
|---|
| Compare agisting, feeding and selling for each mob |
| Re-run the cashflow with lower prices and extra feed costs |
| Work out what restocking will cost when it rains |
Talk early
| Done | Item |
|---|
| Call your bank before the limit is tight, with the updated cashflow |
| Check RIC's Drought Loan and your state's drought support |
| Contact the Rural Financial Counselling Service, a free service, if things are tight |
| Look after yourself and the family. Rural support services and your GP can help |
Checked 26 October 2026. General information only. It doesn't take account of your circumstances and isn't tax, legal or credit advice. Farm CFO is a business name of Levelhead Capital Pty Ltd (ABN 15 703 134 918). farmcfo.com.au · 0412 759 847
farmcfo.com.au · 0412 759 847